LifeLock may recommend a freeze "in some cases," a spokesperson told us, but it can't place one for you. But you can often thwart such fraud yourself by putting a security freeze on your credit reports at the three major bureaus (Experian, Equifax, and TransUnion). A unique feature of LifeLock is their Privacy Monitor. Plus, Aura includes parental controls and safe gaming features with their family plans. But we can compare that to Identity Guards Family plan, which costs just 359.88 per year. It comes with a VPN, antivirus software, a safe browser, and a password manager. LifeLock monitors transactions at banks, wireless carriers, payday lenders, and black-market websites to alert people in case crooks try to open fraudulent new accounts with their stolen identity. If you want a full suite of online privacy features, you want Aura. Aura is the top Identity Theft Protection Service, excelling in monitoring, threat resolution, and price, while LifeLock and Identity Guard offer discounts and. In fact, 86 percent of identity-fraud victims had zero out-of-pocket costs in 2014, the Department of Justice reports. Identity Guard and LifeLock dont have junk mail opt-outs, and Aura. The majority of identity-theft cases are credit and debit card fraud, and federal law and voluntary industry protections can limit victims' liability to a small amount or nothing. For example, IdentityIQ doesnt monitor 401(k), investment, or credit card accounts. LifeLock didn't admit or deny the allegations (not uncommon for FTC actions), but regardless, we don't think the $110 to $330 annual cost is worth it. ![]() You should know that in December, LifeLock paid a $100 million judgment to settle a Federal Trade Commission claim accusing the identity-protection company of running false ads that overstated the strength of its safeguards. ![]() Ads for the identity-protection service LifeLock are everywhere.
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